But if you have good credit (a FICO Score 8 of around 670 or above) and make a decent wage, you can generally expect to find good approval odds and interest rates for all kinds of credit products. Good credit may not get you the best cards but still provides for some strong offers. The best credit cards and lowest interest rates are typically reserved for those with excellent credit scores, which begin at about 725. A good credit score (670 to 739) is essential to qualifying for some of the best credit card offers. Credit Cards For Good Credit. The answer is: to build credit faster. Credit cards for good credit applicants often offer attractive interest rates … Why do you need a credit card with a high credit limit, if according to statistical data, the majority is not using even 30% of the available limit? Do you have good credit? Credit Cards with High Limits For Good Credit. There are some other factors involved in credit decisions, like income. Apply online. Compare credit cards for good credit now. Lenders feel comfortable offering credit cards for good credit because you have proven your creditworthiness over a substantial period of time. The credit card world is your oyster if you have good credit, so take advantage. Apply Online for approval at peoplesdepotcreditcare.com. Any number below 30% is considered good. 2021's Best Credit Cards for Good Credit Below are our staff picks for 2021's best credit cards for good credit, which is generally considered a FICO score of 700 to 750. Laura Adams, Quick and Dirty Tips 12/23/2020. Credit card companies want these low-risk and good credit customers, and for that reason it is possible to leverage your good credit into obtaining financial benefits as well as earning reward benefits. The application process for the Petal 2 Visa Credit Card differs from most credit cards. Our service fees range from R40 to R264 per month depending on the Credit Card. Credit card offers for good credit include some of the best deals available. Applicants may be asked to link their bank accounts, and then … A good credit score opens doors. Your strong credit history shows credit card issuers that you know how to manage your money and act responsibly. Forbes Advisor lists down the best credit cards for good credit in 2020. A good credit score — typically 670 or higher — gives you access to many value-packed credit cards for good credit. Which perks you sign up for will depend on your individual needs. How to find the best credit cards if your FICO score is 700 to 749 These credit cards and debit cards are for people who have good credit. How Many Credit Cards Should You Have for Good Credit? Access to all your accounts; Earn 2.25% per year on a positive balance; Up to 55 days interest-free period; Personalised credit based on your profile and affordability; Credit limit of up to R250 000; Pay a personalised interest rate from 7.00% per year Requiring an initial deposit to open, secured credit cards are typically easier to obtain than unsecured cards, especially for those with low scores or rocky credit reports. If you keep your account in good standing, this information will help you build up a good credit score, which could increase your chances of approval for other products such as car loans or a mortgage. A credit card doesn’t have to be either/or. Choose from rewards, low interest, balance transfer offers and more. Here’s a catch-22: A credit card is the quickest way to build good credit, but you can’t get a credit card without good credit. The best credit card offers typically go to consumers with good to excellent credit, but what does that mean? That said, you can still get a good deal on a credit card with a credit score in the high six hundreds.